| American Skiing Company Edge Platinum Visa |
| Reward Benefits |
| Sign-on Bonus |
none |
| Point Accumulation |
Earn 5 reward points for every $1 spent at participating American Company Skiing Resort
Earn 1 point per $1 spent on any other purchases
A $10 Rewards Certificate redeemable at any American Skiing Company location will be given once you accumulate 1000 points |
| Anniversary Bonus |
none |
| Points Expiration |
No expiration. A $10 certificate is given once 1000 points is accumulated. This certificate is valid for 18 months |
| Caps on points |
Unlimited |
| Credit Limits |
Min $5000, Max $100,000 |
| Min Income Required |
$14,400 |
| Travel and Insurance Benefits |
Up to $500,000 Travel Insurance
Auto rental insurance
Travel and emergency Assistance |
| Other Benefits |
Warranty Manager
Zero liability on unauthorized purchases
Emergency cash and card replacement
Lost/Stolen card reporting |
| Cost/Fees/Interest rates |
| Introductory rate |
0% fixed APR for first 6 billing cycle |
| Annual Fees |
none |
| Purchase APR |
Prime Rate plus 4.74% or 6.74% or 10.74% |
| Balance Transfer APR |
Prime Rate plus 4.74% or 6.74% or 10.74% |
| Cash Advance APR |
Prime Rate plus 15.74% |
| Penalty/Default Rate APR |
Prime Rate plus 20.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
2-cycle Average Daily Balance |
| Balance Transfer Fee |
3%, min $5.00, max $50.00 |
| Convenience checks fee |
3%, min $5.00, max $50.00 |
| ATM Cash Advance fee |
3% min $10.00 |
| Other Cash Advance fee |
3% min $15.00 |
| Foreign Currency Conversion fee |
nr |
| Over-the-credit-limit fee |
$35.00 |
| Late Payment fee |
$15.00 - less than $250
$35.00 - $250 or greater |
