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Here is a list of our top 10 credit cards that readers apply from our website. No complicated rating systems. This is not our opinion of what we think are good credit cards, just want our readers are getting. Bear in mind that we write reviews on credit cards, and we have a newsletter. But without wasting any more time, here is our top 10 credit cards.
1. Blue Cash® from American Express
Ever since both Chase and Citibank discontinued their popular cash rebate cards (the Chase Cash Plus Rewards and Citi Dividend Platinum Select Card), the Blue Cash is now left being the only card that pays 5% rebates on "everyday purchases at supermarket, gasoline and drugstores.
For the first $6,500 in annual spending, you will earn 1% rebate on "everyday purchases" and 0.5% on "other purchases". Once your annual spending exceeds the $6,500 threshold, you will earn 5% rebates on "everyday purchases" and 1.5% on "other purchases". You can earn unlimited rebates with this card.
I personally use the Blue Cash and have earn great rebates with this card. Our readers seem to agree.
2. Discover Open Road(SM) Card
With gasoline prices where they are the last couple of years, we are not surprised to see the Discover® Open Road(SM) Card being so popular. You can earn 5% rebates on gas purchases at any gas stations for up to $1,200 in gasoline spending. Discover allows cardholders to potentially double the value of the rebates earned by exchanging them for gift certificates of selected merchant partners. (ie up to 10% rebate percentage). New cardholders also get a 12 month 0% apr for both purchases and balance transfers.
Aside from the Blue Cash from American Express, the is
the only card that pays 5% rebates on gasoline purchases at any gas stations
5. Chase Flexible Rewards Platinum Visa® Card
The Chase Flexible Rewards is next on the list. I would like to think that the reason for its popularity is due to a couple of reports I wrote about this card. Unlike other cards, only existing cardholders can get access to the reward programs. I happen to have this card and the travels rewards are much more flexible than other reward credit cards. Firstly, aside from being able to redeem points for regular airline flights, you can also redeem them specifically for Continental Airline tickets. You can also transfer points to Continental OnePass Miles, United Mileage Plus Miles and British Airways Miles at a very reasonable rate. The card also has no annual fee and the rest of the other shopping rewards are very good as well.
See our other articles on this card
How get earn OnePass Miles with a no annual free credit card?
How to earn United Mileage Plus Miles with a no annual fee credit card?
6. Discover® More(SM) Card
The Discover Platinum Card is a unique hybrid reward and a tiered cash back card. The attractive feature of this card is that you can earn 5% rebates when you make purchases at GET MORE Merchant Partners. These partners include well-known brand names. You can earn unlimited rebates which do not expire. But what is more interesting is that Discover allows you to up to double the value of your cash rebates if you exchange them for gift certificates with their merchant partners. There are presently 60 partners. Like I said earlier, the reward and rebate features is a little complicated and it is best you read our review of the Discover® More(SM) Card to see if this is the right card for you.
7. Blue from American Express®
The Blue Card from American Express is essentially a no annual fee version of the American Express Green and Gold charge cards. The reward program is based on Membership Rewards Options, with 21 airline partners, 15 hotel partners and tons of other shopping and entertainment rewards. Those who want to enjoy the benefits of membership rewards but baulk at paying the annual fee for the American Express charge cards should consider getting this card.
9. Hilton HHonors® Platinum Credit Card from American Express
There are two Hilton HHonors credit cards, the Hilton HHonors Visa from Citi and the Hilton HHonors Platinum Credit Card from American Express. Of the two, the American Express version is actually the better card because you earn faster points with it. You earn 5 points for every dollar you spend at Hilton Hotels and 3 points for every dollar you spend on "other purchases". In contrast, the Citi Hilton HHonors pays 3 points and 2 points respectively. Both have no annual fees.
Any Hilton HHonors frequent guest member should consider the Hilton HHonors® Platinum Credit Card from American Express. Furthermore, this is only one of the two cards (the other being the Citi Diamond Preferred Rewards Card) that pays you 5 points for every dollar you spend on everyday purchases like supermarkets, gas stations, drugstores, US Postal Office.
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