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Retail Store Credit Cards
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Retail store credit cards, unlike general reward program credit cards, only allow you to earn points and redeem them for a particular brand of merchandise. These cards will appeal to those who shop very frequently at a particular retailer.
However, many people also try to apply for store credit cards because they have bad credit and think that these credit cards are easier to get. However, this is not necessarily so. Furthermore, many store credit cards only give you credit limits of a few hundred dollars up to only about one thousand dollars. Having such little credit limits is not going to help you build your credit. If you are considering a store credit, we would urge you to consider the Discover® More(SM) Card because Discover has a program called shopdiscover.com that has partnerships with over 100 retailers. When you shop at these retailers site through shopdiscover.com, you can earn 5% to 20% cash back bonus (or rather discounts). Watch the video below to see how.
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Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Disclaimer 2: Though we may be affiliated with some credit card issuers, our credit cards reviews and the content on this site is written solely by us and are not influenced in any shape or form by any credit card issuers. In fact, any content here is copyrighted and cannot be reproduced elsewhere without permission. Though we make every attempt to make sure that our content is up to date. But please always check the terms and conditions for the most updated information since things like APR change fairly often.
*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. *See the online application for details.
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