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If you are looking for a credit card with a low rate, the rate you get will depend on your credit. Having said that, here is a list of credit cards with the lowest rates. We arbitrarily listed those that had an apr of prime rate plus 3.99% or lower
(otherwise the list will never end). We also highlight the one with the lowest rate at the moment.
Recommended Low Interest Credit Card
What if you could be paying a 0% interest on every purchase for 90 days? Well, Advanta have come up with this feature in their Advanta Platinum 90-Day Interest Free BusinessCard. Basically, you essentially get a 90 day grace period for every purchase. This card gives you the opportunity to get 0% financing for three months (you still need to pay your minimum payments). There is no annual fee and there is even a reward program. If you carry a balance but pay it off within three months, this is an excellent card to get. (Note - - Though it is a business credit card, you can apply as a sole proprietor).
While credit card issuers are pulling their customers credit lines, the Pulaski Bank MasterCard® or VISA® still offers the best competitive rates in the market today at 6.50% fixed. You also get a 0% balance transfer deal for 6 months with NO BALANCE TRANSFER FEES. You do have to pay an annual fee of $35, but the low interest rates and balance transfer deal is probably worth it.
If you are not willing to pay the annual fee, the Pulaski Bank Visa® Gold gives you an 8.00% APR, a 0% balance transfer for 6 months with NO BALANCE TRANSFER FEE and also NO ANNUAL FEE.
Credit cards with rates at prime rate plus 3.99% or lower
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