The Disney Credit Card was last reviewed on 18th October 2008
Summary - The Disney Rewards® Visa® Card from Chase
will appeal to those who spend quite a bit on Disney products, theme parks and resorts and wish to earn reward points and discounts. The key features of the Disney credit card are
You earn 1 Disney Dream Reward Dollar for every $100 in net purchasesRedeem rewards for most everything Disney, from Disney hotel stays and Theme
Park tickets to Disney DVDs and toys
Get 0% APR vacation financing for 6 months any time of year on select Disney
vacation packages
Let's look at this card in greater detail.
Reward Formula - The Disney credit card allows you to earn one Disney
Dream Reward Dollar(r) for every $100 you spend. With the Disney Rewards(r) Visa(r)
Card from Chase, you can receive Travel Rewards on items such as theme park tickets,
hotel stays, and cruises.
Fees and Rates - There is no annual fee for the Disney credit card. The apr is prime rate plus 5.99% or 10.99% and the average daily balance method (including new purchases) is used to calculate monthly balances. There is a 0% apr offer for
12 billing cycles for both purchases and balance transfer.
You will automatically receive this 0% APR for 6 months, for each
qualifying Disney Rewards(r) Visa(r) Card purchase, provided that no payment on your
account is past due at the time of purchase. This is valid for certain U.S. Theme Park
ticket-inclusive Disney vacation packages (minimum one-night stay plus a Magic Your
Way Base Ticket at Walt Disney World(r) Resort/two nights at Disneyland(r) Resort),
all Disney Cruise Line(r) packages and Adventures By Disney packages of $101 up to a
maximum $10,000 per transaction charged to Disney Rewards(r) Visa(r) Card prior to
commencement of your vacation and booked by you or your travel agent through Walt
Disney Travel Company or Disney Cruise Line(r).
Verdict - Those who visit Disney's theme parks and vacation resorts often should consider the Disney Rewards® Visa® Card from Chase as it allows you to earn Disney Dream Rewards Dollars, which can be used to redeem Disney rewards.
Positives
No Annual Fee0% Intro APR for up to 12 monthsNo Block-out DatesVisa® Platinum Benefits
| Reward Formula |
Earn 1 Disney Dream Rewards Dollars for every $100 you spend
|
| Typical Platinum benefits |
| Introductory rate |
0% introductory APR on purchases and balance transfers for first
12 billing cycles |
| Annual Fees |
No annual fee |
| Purchase APR |
Prime Rate plus 5.99% or 10.99% |
| Balance Transfer APR |
Prime Rate plus 5.99% or 10.99% |
| Cash Advance APR |
Prime Rate plus 15.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases). |
| Balance Transfer Fee |
3%, min $5, max $75.00 |
| Cash Advance fee |
3% min $5.00 |
| Over-the-credit-limit fee |
$29.00 |
| Late Payment fee |
$15.00 - up to and including $250
$39.00 - if balance is over $250 |
Apply for the Disney Rewards® Visa® Card from Chase
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