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Have A Question About Credit Cards?
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Citicards
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Citicards is one of the major credit card issuers.
However, unlike Chase or Bank of America, who have hundreds
of cards, Citibank has just a few credit cards. However,
most Citibank credit cards have excellent rewards and features and I think they are one of the most innovative credit card companies. Below are highlights of Citicards.
The Citi® Platinum Select® Card is Citi's basic credit card. It comes with no annual fee and rewards new card holders with a 0% Intro APR* on balance transfers for 18 months and 0% Intro APR* on purchases for 12 months.. There are a couple of other features that makes this card really interesting. Firstly, the card has this feature called Extra Cash. What this is is actually an online shopping portal where you can buy stuff online through Citi and get discounts for travel items, merchandises etc. Secondly, this card has a security feature where you are given an anonymous "credit card number" when you shop online for extra security.
The Citi® Diamond Preferred® Card is a no frills card that comes with a great 0% Intro APR* on balance transfers for a Full 12 months. It also comes with a concierge service that for no annual fee, is a great value.
The Citi Forward® Card is Citi's latest reward card offering. This card allows you to earn 5 points for every $1 spent on dining and entertainment; and 1 point for other purchases. The reward program is based on Citi's ThankYou Network and this card will appeal to folks who spend a lot on things like dining out, going to the movies and book stores. There is also a student version of this card.
The Citi® mtvUTM Platinum Select® Visa® Card for College Students allows you to earn five points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores. You earn one point for every dollar you spend on other purchases. Aside from this, you can earn 25 points every billing cycle if you pay your minimum payments on time and do not go over your credit limit. You can also earn points twice a year if you get good GPA scores
The Citi Forward® Card for College Students is the student version of the consumer card. Like the MTVU card, this one will give you a 100 points bonus if you pay your bills on time. And since you earn 5 points for every dollar you spend on movies, books and dining, it will suit a college student perfectly.
The AT&T Universal Business Rewards Card is one of the few business cards from Citi. Once again, the reward program is based on the ThankYou Rewards. With this card, you earn 5 points for every dollar that you spend on the card for AT&T purchases, and 3 points for gasoline, and certain business expenses. There is no annual fee and you can set limits for your employees. This card comes with a 0% APR introductory offer on purchases for 6 months.
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Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Disclaimer 2: Though we may be affiliated with some credit card issuers, our credit cards reviews and the content on this site is written solely by us and are not influenced in any shape or form by any credit card issuers. In fact, any content here is copyrighted and cannot be reproduced elsewhere without permission. Though we make every attempt to make sure that our content is up to date. But please always check the terms and conditions for the most updated information since things like APR change fairly often.
*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. *See the online application for details.
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