Citicards

Citicards is one of the major credit card issuers. However, unlike Chase or Bank of America, who have hundreds of cards, Citibank has just a few credit cards. However, most Citibank credit cards have excellent rewards and features and I think they are one of the most innovative credit card companies. Below are highlights of Citicards.

The Citi® Platinum Select® Card is Citi's basic credit card. It comes with no annual fee and rewards new card holders with a 0% Intro APR* on balance transfers for 18 months and 0% Intro APR* on purchases for 12 months.. There are a couple of other features that makes this card really interesting. Firstly, the card has this feature called Extra Cash. What this is is actually an online shopping portal where you can buy stuff online through Citi and get discounts for travel items, merchandises etc. Secondly, this card has a security feature where you are given an anonymous "credit card number" when you shop online for extra security.

The Citi® Diamond Preferred® Card is a no frills card that comes with a great 0% Intro APR* on balance transfers for a Full 12 months. It also comes with a concierge service that for no annual fee, is a great value.

The Citi Forward® Card is Citi's latest reward card offering. This card allows you to earn 5 points for every $1 spent on dining and entertainment; and 1 point for other purchases. The reward program is based on Citi's ThankYou Network and this card will appeal to folks who spend a lot on things like dining out, going to the movies and book stores. There is also a student version of this card.

The Citi® mtvUTM Platinum Select® Visa® Card for College Students allows you to earn five points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores. You earn one point for every dollar you spend on other purchases. Aside from this, you can earn 25 points every billing cycle if you pay your minimum payments on time and do not go over your credit limit. You can also earn points twice a year if you get good GPA scores

The Citi Forward® Card for College Students is the student version of the consumer card. Like the MTVU card, this one will give you a 100 points bonus if you pay your bills on time. And since you earn 5 points for every dollar you spend on movies, books and dining, it will suit a college student perfectly.

The AT&T Universal Business Rewards Card is one of the few business cards from Citi. Once again, the reward program is based on the ThankYou Rewards. With this card, you earn 5 points for every dollar that you spend on the card for AT&T purchases, and 3 points for gasoline, and certain business expenses. There is no annual fee and you can set limits for your employees. This card comes with a 0% APR introductory offer on purchases for 6 months.